Category Archives: Credit Reports

How to Fix a Late Payment on a Credit Card

Well, as hard as I try to stay on top of my credit card payments, it is inevitable that one will be missed or forgotten. In my case it was a payment for Walmart which I never use and can’t remember why I did. Of course I forgot I even had a payment to make [...]

Also posted in Bankruptcy, Credit Cards and Bills, Credit Repair | Tagged , , | 4 Comments

Free FICO and the FICO Fitness Challenge

I’m a little ahead on the bankruptcy information (and a little behind on this blog) but a couple things have come up that are actually related to fixing your credit after you file bankruptcy. One of the most important things you’ll need to do post bankruptcy, if you have any interest in bouncing back, will [...]

Also posted in Bankruptcy | Tagged , , , | 2 Comments

Chase Bank Reage Program and Moving Forward

I’m sure you’re familiar with it. If you aren’t, you’re not only lucky but very smart. It’s that pre-heart attack feeling when you pull the mail from the mailbox and you find an envelope one page of paper thin, with a return address that says something like “Cardmember Service”. You know it isn’t a statement [...]

Also posted in Credit Cards and Bills, Paying Bills and Collections, medical bills | Tagged , , , | 2 Comments

Credit Update and I See a Light

I finally decided to pull my credit reports again after being afraid to look for more than a year. I used to pull my reports annually, but since I started becoming swamped with medical bills and credit card payments, I developed a kind of paranoia and fear about the state of my credit. A big, [...]

Also posted in Credit Card Snowball Method, Credit Cards and Bills, Financial Goals, Paying Bills and Collections, Uncategorized | Tagged , | 3 Comments

Trouble for Experian and How to Really Get a Free Credit Report

I don’t know about you, but I love those freecreditreport.com commercials. In fact, we’ve talked about the curse of the commercial at work. Once you hear that jingle you’re pretty much stuck with it all day. I’ve included a video in case you’ve been in a cave and haven’t yet seen one of the commercials. [...]

Posted in Credit Reports | Tagged , , | 3 Comments