Category Archives: Bankruptcy

How to Get a Car Loan After Bankruptcy

It is not generally recommended to get a car loan right away after bankruptcy, but sometimes things happen. In 2008 I was driving a 1998 Ford Explorer, which by the way I pretty much adored. It worked perfectly for getting used to driving in the snow and I was able to store tons of junk [...]

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Hooters MasterCard Review

Hooters is friendly! That may seem like a typo or really bad grammar…but I thought I’d fill you in on the Hooters credit card. If you know already that you would be mortified whipping out a credit card with the Hooters owl and HOOTERS in big, bold print, then don’t even read this. If, however, you [...]

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My Credit Cards After Bankruptcy

Many people wonder if they will be able to acquire credit after filing bankruptcy so I thought I would share my experience. Believe it or not, it was fairly easy to start fresh, I think creditors actually look at people that have filed bankruptcy as people that suddenly have no bills and can therefore afford [...]

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The Difference Between Secured Cards and Prepaid Cards

Bankruptcy filers and consumers with bad credit that are looking for options to rebuild their credit scores will usually need to start out with a secured card or a prepaid card. If you are finding that you are not being approved for unsecured credit cards you will probably need to try a secured card in [...]

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Walmart Credit Card Review

I will guess that the Walmart credit card would be considered a bankruptcy friendly credit card, just because it’s Walmart and Walmart loves some broke people. I generally love Walmart right back. I was approved for the regular Walmart card about a year after my bankruptcy was discharged. I have not used this card much [...]

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How to Fix a Late Payment on a Credit Card

Well, as hard as I try to stay on top of my credit card payments, it is inevitable that one will be missed or forgotten. In my case it was a payment for Walmart which I never use and can’t remember why I did. Of course I forgot I even had a payment to make [...]

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Orchard Bank and Credit Cards After Bankruptcy

It seems that as soon as people file bankruptcy, they want to know how to start repairing their credit. Usually credit cards are the first and easiest way to start this process. The Orchard Bank MasterCard and Orchard Bank Visa are popular credit cards that are specifically geared for those with poor credit and those [...]

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Free FICO and the FICO Fitness Challenge

I’m a little ahead on the bankruptcy information (and a little behind on this blog) but a couple things have come up that are actually related to fixing your credit after you file bankruptcy. One of the most important things you’ll need to do post bankruptcy, if you have any interest in bouncing back, will [...]

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Congratulations! You’re on the Verge of Bankruptcy!

So I took another quiz, but this one wasn’t much fun. It’s call “Are You on the Verge of a Debt Disaster?” The article includes a story of a woman that had a ton of credit card debt, $37,000.00 to be exact and with student loans around the corner to pay, she felt she was [...]

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Don’t Quit Your Job if You’re Filing Bankruptcy

By now, everyone’s heard of Steven Slater, but just in case, here’s a refresher: Monday, Steven Slater, a flight attendant for JetBlue became a hero to all who have thought of or dreamed of walking out on their job. Granted, there are a few additional points to Mr. Slater’s story that made him more exciting [...]

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