Author Archives: christina

Is Miss Bankrupt Still Bankrupt?

I thought I’d post a small update on how things are going since I haven’t in a while. I’ve been focusing more on helpful things than my personal issues but I wanted to at least share some information on topics that I’ve covered in the past. 1.¬† Chase Bank Yes, I hated Chase Bank. Yes, [...]

Posted in Bankruptcy, Credit Cards and Bills, Credit Repair, Financial Goals, Paying Bills and Collections, Savings, medical bills | Leave a comment

How to Get a Car Loan After Bankruptcy

It is not generally recommended to get a car loan right away after bankruptcy, but sometimes things happen. In 2008 I was driving a 1998 Ford Explorer, which by the way I pretty much adored. It worked perfectly for getting used to driving in the snow and I was able to store tons of junk [...]

Posted in Bankruptcy, Credit Repair, Purchases | Tagged , , | Leave a comment

Hooters MasterCard Review

Hooters is friendly! That may seem like a typo or really bad grammar…but I thought I’d fill you in on the Hooters credit card. If you know already that you would be mortified¬†whipping out a credit card with the Hooters owl and HOOTERS in big, bold print, then don’t even read this. If, however, you [...]

Posted in Bankruptcy, Credit Cards and Bills, Credit Repair | Tagged , | 1 Comment

My Credit Cards After Bankruptcy

Many people wonder if they will be able to acquire credit after filing bankruptcy so I thought I would share my experience. Believe it or not, it was fairly easy to start fresh, I think creditors actually look at people that have filed bankruptcy as people that suddenly have no bills and can therefore afford [...]

Posted in Bankruptcy, Credit Cards and Bills, Credit Repair | Tagged , | 1 Comment

The Difference Between Secured Cards and Prepaid Cards

Bankruptcy filers and consumers with bad credit that are looking for options to rebuild their credit scores will usually need to start out with a secured card or a prepaid card. If you are finding that you are not being approved for unsecured credit cards you will probably need to try a secured card in [...]

Posted in Bankruptcy, Credit Cards and Bills, Credit Repair | Tagged , , | 2 Comments

Walmart Credit Card Review

I will guess that the Walmart credit card would be considered a bankruptcy friendly credit card, just because it’s Walmart and Walmart loves some broke people. I generally love Walmart right back. I was approved for the regular Walmart card about a year after my bankruptcy was discharged. I have not used this card much [...]

Posted in Bankruptcy, Credit Cards and Bills, Credit Repair | Tagged , | 1 Comment

How to Fix a Late Payment on a Credit Card

Well, as hard as I try to stay on top of my credit card payments, it is inevitable that one will be missed or forgotten. In my case it was a payment for Walmart which I never use and can’t remember why I did. Of course I forgot I even had a payment to make [...]

Posted in Bankruptcy, Credit Cards and Bills, Credit Repair, Credit Reports | Tagged , , | 4 Comments

Orchard Bank and Credit Cards After Bankruptcy

It seems that as soon as people file bankruptcy, they want to know how to start repairing their credit. Usually credit cards are the first and easiest way to start this process. The Orchard Bank MasterCard and Orchard Bank Visa are popular credit cards that are specifically geared for those with poor credit and those [...]

Posted in Bankruptcy, Credit Cards and Bills, Credit Repair, Financial Goals | 1 Comment

SafeCell Cell Phone App Rewards Safe Drivers

Although it isn’t quite illegal in every state, (yet), texting, emailing, facebooking or just talking on the cell phone while driving is unsafe. Everyone knows that. For some reason it is still hard to not peek at that text when it comes in or ignore the phone call even though we’re pretty sure it isn’t [...]

Posted in Purchases | Tagged , , , , | Leave a comment

Broke People Shouldn’t Have Pets

You’re going to hate me for this, but maybe you’ll laugh and it’ll be worth it. A few weeks ago I was driving back to the office from picking up lunch, (Yes, I was buying lunch. That’s another post.) and I noticed a couple on the corner with a sign that said something about “Stuck [...]

Posted in Uncategorized | Tagged | 2 Comments