Monthly Archives: November 2010

My Credit Cards After Bankruptcy

Many people wonder if they will be able to acquire credit after filing bankruptcy so I thought I would share my experience. Believe it or not, it was fairly easy to start fresh, I think creditors actually look at people that have filed bankruptcy as people that suddenly have no bills and can therefore afford [...]

Posted in Bankruptcy, Credit Cards and Bills, Credit Repair | Tagged , | 1 Comment

The Difference Between Secured Cards and Prepaid Cards

Bankruptcy filers and consumers with bad credit that are looking for options to rebuild their credit scores will usually need to start out with a secured card or a prepaid card. If you are finding that you are not being approved for unsecured credit cards you will probably need to try a secured card in [...]

Posted in Bankruptcy, Credit Cards and Bills, Credit Repair | Tagged , , | 2 Comments

Walmart Credit Card Review

I will guess that the Walmart credit card would be considered a bankruptcy friendly credit card, just because it’s Walmart and Walmart loves some broke people. I generally love Walmart right back. I was approved for the regular Walmart card about a year after my bankruptcy was discharged. I have not used this card much [...]

Posted in Bankruptcy, Credit Cards and Bills, Credit Repair | Tagged , | 1 Comment

How to Fix a Late Payment on a Credit Card

Well, as hard as I try to stay on top of my credit card payments, it is inevitable that one will be missed or forgotten. In my case it was a payment for Walmart which I never use and can’t remember why I did. Of course I forgot I even had a payment to make [...]

Posted in Bankruptcy, Credit Cards and Bills, Credit Repair, Credit Reports | Tagged , , | 4 Comments

Orchard Bank and Credit Cards After Bankruptcy

It seems that as soon as people file bankruptcy, they want to know how to start repairing their credit. Usually credit cards are the first and easiest way to start this process. The Orchard Bank MasterCard and Orchard Bank Visa are popular credit cards that are specifically geared for those with poor credit and those [...]

Posted in Bankruptcy, Credit Cards and Bills, Credit Repair, Financial Goals | 1 Comment